Is the Home Warranty Insurance You Get Worth It?

We wanted to be secured with everything we have. So, our investment matters, right? Where we put our money will always takes us to be wiser. But then, investing to home warranty insurance is an intelligent decision.

What is home warranty insurance?

A home warranty is an agreement between the homeowner and the warranty company that offers discounted repair and replacement service on the home’s major components, such as the air conditioning, furnace, plumbing and electrical systems. It may also cover appliances such as washers and dryers and refrigerators. Most plans have a basic option that provides all homeowners who purchase a policy with certain coverage. For any additional coverage, homeowners can purchase more components.

To be 100% sure that insurance you want to invest in is worth it, do the following:

  • Go over or review the policy

Check on what only certain components of your home for a specific period of time depending on the plan you purchase.

Never think that the policy will cover everything in your home. Review the plan you choose carefully.

  • Specific length of time of the policy

Take a look on the certain period of time when you can use the warranty to avoid being surprised whenever it will end.

  • The cost

The coverage plan of the warranty depends on its’ cost. Balance in your mind if the price is worth of what’s in the plan.

  • Check licensing

It is important that whatever we purchase, we know if it is licensed or not to avoid issues in the future.

  • Budget your money wisely

Your policy might really help you to avoid costly repairs but it doesn’t mean that you will not pay for service fees.

  • Think about the benefits

Try to weigh the benefits of having a warranty for your washing machine is more expensive than taking good care of it. The decision is still up to you.

And depending on your ability to do work on your own, having this policy will eliminate you having to break your back each time for a broken appliance.

  • Keep your eye on the prize

Purchasing a home warranty to coincide with the sale of your home could make your house more attractive buyers because it gives them an extended sense of comfort for those buyers that may not have cash to immediately start building a home repair fund.

Be insured in what you invest today. Our home is as important as our lives for it is a reflection of who we are.

If you have inquiries and needs more information to ask about home protection services, head up to or call us up at (855) 222 – 6337.


Things to Consider In Applying for a Home Insurance

Keeping a home insurance also gives you a peace of mind by insuring against possibly disturbing expenses once damage occurs to your home. To learn more about home insurance or avail a free quote, click here.

Tips on Finding the best Home Insurance Company

Availing insurance is the best thing to consider when you are thinking about ways on how to protect your home. However, some people think that buying one would cost a lot of money. But they never know that this could help them save their home as well as their wealth.

Getting home insurance would help you a lot yet you still need to find the right company that will guarantee the best service. There are hundreds of companies offering thousands of products. You will probably get blinded and get fooled when you are not a smart buyer. Your home is undeniably the most expensive investment you will ever have. To help you protect your home, here are some tips to consider in choosing the best home insurance company for you.

Think about the Reputation of the Company. Choose a company that gives high standards of service. Make a background check. Have a research on what they offer and check if the company is financially stable. Reputable company will guarantee that the policy will be used when needed.

Know the services they Offer. Check the company’s customer service and support. Try to call their toll free number and ask them questions regarding your issues about their policies. Choose a company with well-trained representatives to answer the customer’s queries. They must be attentive and respond to customers quickly and efficiently.

Consider the price. You get what you pay for. Don’t waste your money paying insurance and other coverage that you don’t really need. Just get and pay based on your necessities. You must consider the price along with the quality.

Seek the help of a broker. One of the best ways to find the best company for you is to seek the help of a specialist broker. They will help you get the best insurance quotes easily. Then, you would be able to compare these quotes with some of the other providers. They will make you decide on which insurance company you will go to.

Additionally, you must keep in mind that the best home insurance company in your place for the previous year will not always be the best. Keep in mind that every company make ways to improve their services to attract more customers.

Take your time deciding which company you will entrust your home to. Choose the one that will meet your expectations so that you will never regret with your choice. For further information about home insurance, feel free to visit the ink.

How Essential a Home Warranty is for Buyers and Sellers

When a home was bought or sold, a home warranty should always be included in the contract.  This one-year service agreement will cover all the repairs and any home maintenance related problems over time due to customary wear and tear. This could also be a great way to secure your finances against costly and unforeseen repairs.

If you are planning to sell a house, having a complete home warranty plan is an edge over the other home sellers in the market. It will be easier for you to get a customer right away since home warranty will secure the overall maintenance of the living space. Most home buyers are looking for a well- insured house and selling it at a good price with a home warranty in the package can help you make a great deal.

Home Seller warranty

A home seller warranty covers specific parts of a property and major perils such as fire, water damage, air condition system and other structural damages over time. Most home sellers are really vying for a customer to make a deal. Despite of the differences which a home warranty insures, it generally lasts for only a year. However, it could be renewed by the end of the contract.

Benefits of Having a Home Warranty

Buyer Benefits


  • You have nothing to worry about surprise repairs.


When you purchase a house, chances of having home repairs is indispensable. Nevertheless, having a home warranty will surely give you a peace of mind. Repairs in a living space are expensive but this one will make your house repaired at an affordable and reasonable price.


  • Major systems and appliances are also covered



Home appliances and other major systems such as plumbing and air conditioning system are usually covered by a home warranty. Since home owners are really considering it as essential aspects that must be maintained at all times, choosing a home seller or real estate broker which offers this kind of home warranty benefit will give you a good night sleep everyday.


Some of the appliances covered by most home warranties are:


Air conditioning

Plumbing systems

Electrical wiring


Built-in cooking appliances

Garbage disposal

Seller benefits


  • A bonus attraction to home buyers



Everyone wants to get benefits while purchasing something and it would be even more rewarding to buy a house which offers a good home warranty. A house is one of the biggest investments an individual can make. Therefore, great offers could also lead to great sales.



  • You can also receive coverage of the home warranty



Every time that you get a home warranty for a buyer, they also receive coverage.


Getting home warranty and home insurance is the best way to protect and keep your property in good condition whether you are a home seller or someone who wants to purchase a living space for your family.

To get more insights about home protection or avail a free quote, click here.